Frequently Asked Questions

“Group legal services,” also known as a “Legal Plan,” is an unfamiliar concept for many people. Here are some of the questions we hear most often.

Why do I Need a Legal Plan?

Legal problems can happen when you least expect them, and attorney fees can quickly cost thousands of dollars. Our Legal Plan gives union members and their family affordable access to professional legal help when they need it.

How Much Does the Legal Plan Cost?

Our comprehensive Legal Plan is only $33.33 per member, per month.

What Is Covered by the Legal Plan?

  • Family Law
    • Divorces
    • Child Custody Disputes
    • Child Visitation Matters
    • Child Support Disputes
    • Annulment
    • Modification Actions
    • Prenuptial Agreements
    • Property Settlement Agreements
    • Adoption
    • Guardianship
    • Name Change Petitions
    • Paternity Actions
    • Child Neglect Proceedings
  • Criminal Defense
    • Misdemeanor Defense
    • Felony Defense
  • Motor Vehicle and Traffic Matters
    • Drunk Driving Charges
    • Operating While Suspended
    • Operating While Revoked
    • Driving Without A License
    • Reckless Operation
  • Immigration
    • Citizenship Applications
    • LPR (“Green Card”) Applications
    • Family Immigration Visa Petitions
    • Inadmissibility Waivers
    • Asylum Applications
    • I-90 Green Card Renewals
    • Work Authorization (EAD) Renewals
    • Advance Parole Applications
    • TPS Applications
    • Deportation Defense
  • Real Estate
    • Mortgage Foreclosure Defense
    • Preparation of Real Estate Deeds
    • Zoning Violations
  • Landlord/Tenant
    • Landlord/Tenant Court Appearance
    • Defense Against Evictions
  • Probate and Estate Administration
    • Probate of Estate
    • Conservatorship
    • Contested Will Litigation
  • Bankruptcy Services
    • Chapter 7 Bankruptcy Petitions
    • Chapter 13 Bankruptcy
  • Consumer Services
    • Defense Against Debt Collectors
    • Garnishment Proceedings
  • Personal Injury and Property Damage Claims
    • Only 25% in Contingency Fee Cases
    • Plaintiff Property Damage
  • Administrative
    • Social Security Applications
    • Veterans Benefit Applications
  • Last Will and Testament
    • Wills & Codicils
    • Power of Attorney
    • HIPAA Waiver/Authorization
    • Healthcare Proxy & Living Wills

What Is Not Covered by the Legal Plan?

The Legal Plan does not cover:

  • Workplace or on-the-job matters
  • Claims against the union
  • Claims against the employer
  • Claims against another eligible union member

How Do I Open a Case?

Simply call our office to schedule an appointment. There are no forms to complete.

Is There a Limit on How Much Legal Help I Can Receive Each Year?

No. Eligible members have unlimited access to covered legal services.

Is There a Limit on the Number of Cases I Can Open?

No. Eligible members may open an unlimited number of covered cases.

Is There a Limit on Attorney Hours?

No. Eligible members receive unlimited attorney time for covered matters.

Who Is Covered Under the Legal Plan?

Coverage extends to:

  • The member
  • The member’s spouse
  • Dependent children

What If I Have a Legal Problem After Hours?

We offer a 24-hour emergency hotline staffed by an attorney.

What If My Company or Union Does Not Offer a Legal Plan?

Speak with your union representative and encourage them to contact Regan Associates. We are always available to explain how a Legal Plan can benefit union members.

Are Workers’ Compensation Cases Covered?

No. Because the employer funds the Legal Plan benefit, we are ethically prohibited from handling workers’ compensation claims due to conflicts of interest.

Can the Union Use the Legal Plan for Labor Law or ERISA Questions?

No. The legal plan does not provide advice for labor law or ERISA matters.

Can the Legal Plan Help With Problems at Work?

No. Workplace disputes and on-the-job issues are not covered. If you have a problem at work, you should contact your union representative.