The Member defaulted on two lawsuits totaling $14,083.00. The Member’s wages were garnished. The LEGAL PLAN filed motions successfully vacating both judgments, lifting the garnishments and putting the cases back on the trial list. At both trials, the LEGAL PLAN limited the creditors’ admissible evidence, preventing them from proving the Member owed the money. The LEGAL PLAN won both trials, saving the Member $14,000.00. The Member received over $19,000.00 worth of tax-free legal services.